LUXURY OUTDOOR LIVING
Create the Backyard Oasis You've Always Dreamed About
Explore financing options for pools, outdoor kitchens, patios, entertainment spaces, and more.
Discuss your options · No commitment required
THE OUTDOOR LIFESTYLE
What is a True Backyard Oasis?
It's more than just a pool or a patio: it's the backdrop for your life's best moments. An outdoor oasis is where Sunday family dinners transition into sunset conversations, and where weekend mornings are spent relaxing in your own private resort.
By expanding your usable living space into the outdoors, you're not just increasing the value of your property; you are fundamentally changing how you experience your home. Whether entertaining friends under a covered patio or watching the kids splash in the water, true luxury is having the perfect space for every occasion.
Cherished Moments at Home
Imagine the Possibilities
Swimming Pools
Outdoor Kitchens
Covered Patios
Outdoor Fireplaces
Entertainment Areas
Pergolas
Fencing
Landscaping
Outdoor Lighting
Pool Houses
Outdoor Bars
Sports Courts
RENOVATION FINANCING
Can You Finance Outdoor Improvements?
Turning your backyard into a resort-style retreat is highly achievable. Renovation loans allow you to roll the cost of major outdoor improvements directly into your primary mortgage, whether you are buying a new home or upgrading your current one.
Homestyle Renovation Loans
A specialized program that lets you finance luxury upgrades like pools, outdoor kitchens, and custom patios based on the "as-completed" value of your home, maximizing your borrowing power.
Purchase Plus Improvements
Found the perfect home but the backyard lacks your desired amenities? This option allows homebuyers to finance both the purchase and the renovation costs together in one convenient monthly payment.
Refinance and Renovate
For current homeowners, a renovation refinance taps into your existing equity to fund comprehensive outdoor transformations, avoiding the need for high-interest credit cards or separate personal loans.
ELIGIBILITY
Projects That Qualify
Renovation financing isn't just for major interior overhauls. Discover the outdoor enhancements that can be seamlessly bundled into your mortgage.
Hardscaping & Patios
Custom stone pathways, retaining walls, multi-level decking, and permanent outdoor kitchen foundations.
Irrigation & Landscaping
Comprehensive sprinkler systems, drainage solutions, and professional-grade landscape architecture.
Accessibility Improvements
Smooth transitions, permanent ramps, widened pathways, and universally designed outdoor living areas.
Structural Expansions
Attached pergolas, permanent pool houses, built-in fire features, and substantial fencing.
THE TIMELINE
Dream It. Plan It. Finance It.
1
Dream
Envision your perfect outdoor living space, from custom pools to luxury entertaining areas, and identify your core lifestyle goals.
2
Plan
Collaborate with trusted experts to design the project, map out the timeline, and determine clear, accurate cost estimates.
3
Finance
Develop a realistic, structured financing strategy to seamlessly bring your backyard oasis to life without compromise.
RENOVATION FINANCING SPECIALIST
Your Guide to a Better Backyard
As a Mortgage Planning Expert and Renovation Financing Specialist, Ashley Courville is passionate about helping homeowners turn their outdoor living dreams into achievable realities through thoughtful, customized financing strategies.
Whether you are envisioning a custom pool, a comprehensive outdoor kitchen, or a complete resort-style backyard transformation, Ashley provides the expertise and guided mortgage solutions needed to bring your project to life without compromising your financial well-being.
Keep Exploring
Explore Related Resources
Dive deeper into renovation financing options and discover more ways to fund your dream home improvements.
GUIDE
Renovation Financing
Learn the fundamentals of funding your outdoor oasis and unlocking your home's potential.
ARTICLE
Buying a Fixer Upper
Strategies for purchasing a property and transforming it into your perfect retreat.
LOAN TYPE
FHA 203(k) Loans
Explore government-backed financing for major property renovations and upgrades.
LOAN TYPE
Homestyle Renovation
Learn about conventional financing that includes luxury outdoor improvements.
SPECIALTY
Historic Home Financing
Navigate the specialized options for updating and enhancing historic properties.
DOWNLOAD
Renovation Loan Guide
Your complete roadmap to securing the best funding for your home transformation.
CLARITY BEFORE YOU COMMIT
Common Questions
Navigating renovation financing can bring up a lot of questions. If you don't see your specific concern answered here, let's connect to discuss your unique outdoor living goals and build a personalized plan.
Can I finance a swimming pool with my mortgage?
Yes. Through specialized renovation loans like Homestyle or FHA 203(k), you can roll the costs of a new swimming pool directly into your primary mortgage, allowing you to pay for it over the life of your loan at a more favorable rate.
Can outdoor kitchens be included in renovation financing?
Absolutely. Permanent outdoor structures, including built-in kitchens, covered patios, and stationary outdoor fireplaces, generally qualify for renovation financing because they add long-term value to the property.
What outdoor improvements may qualify?
Most permanent improvements that increase your property's value or utility can qualify. This includes landscaping, hardscaping, fencing, decks, pool houses, sports courts, and permanent outdoor lighting or irrigation systems.
Can I renovate after purchasing a home?
Yes. Even if you have owned your home for years, you can use refinancing options like a cash-out refinance or a renovation refinance to fund your backyard oasis and update your living space.
What financing options are available for outdoor projects?
Depending on whether you are buying a home or already own one, options range from Purchase Plus Improvements and Homestyle Renovation loans to Home Equity lines of credit. We will evaluate your goals to find the most cost-effective path.